153 Black River Drive, Summerville, SC
Offered at $118,000.
2 Bedroom/2.5 Bath Townhome.
I have just listed this immaculate, move-in ready townhome in Lakes of Summerville. Just like new only better at this price! This is NOT a foreclosure or short sale so we can close quickly instead of waiting on lender approval for every little thing! AND still take advantage of the $8000 buyer tax credit!
This townhome is open and airy. Big windows let in lots of natural light. The kitchen is functional and open to the living area. It boasts a breakfast bar, 42" Oak cabinets, smooth top stove, dishwasher and double stainless sink w/disposal.
Just off the kitchen/dining area is a lovely sunroom. This was a builder upgrade and adds square footage and living space to this home. Also located in this area is a large storage closet. You can never have storage space!
A half bath with pedestal sink and a large coat closet round out the downstairs area.
As you get to the upper floor landing, you'll find the laundry area hidden behind bifold doors. Laundry upstairs where the bedrooms are located is a huge modern convenience! Next to that is an extra large linen closet.
The front bedroom is bright and has a walk-in closet, it's own full bath with an extra deep tub perfect for soaking in. The back bedroom also has a large closet and it's own full bath with the same type of extra deep soaking tub.
Lakes of Summerville is a lovely community of townhomes and single family homes. Part of the community is in Charleston County. This townhome falls within Dorchester County which means it is located within the much sought after Dorchester 2 School System. The community also has it's own clubhouse and pool.
Convenient to I-26, both military bases and shopping, Lakes of Summerville is a wonderful place to call home! In Summerville, SC you get all the small town feel with big city amenities...all your favorite big name stores, plus plenty of specialty shops unique to Summerville. Nearby you'll find Northwoods Mall and Tanger Outlet Center. Downtown Charleston and area beaches are about a 30 minute drive.
For more information on this beautiful, move-in ready townhome....visit:
153BlackRiverDr.SummervilleRealEstateOnline.com
or contact me:
Maria Pettis, Realtor
Century 21 Properties Plus, Inc
(843) 860-3901
mpettis@century21properties.com
Thursday, June 18, 2009
Tuesday, June 9, 2009
Are You Covered? Flood Insurance Basics.
Well, it's hurricane season once again! But last year it wasn't a hurricane that made headlines here. A bad rain storm dumped approximately 9 inches of rain on the Greater Charleston area. This storm caused serious flooding in different areas stranding cars and damaging homes. This is called "the Lowcountry" for a reason and we do expect to have flooding on occasion in some areas. Buyers often ask me if certain homes are in a "flood zone". But here's the thing, according to local news reports, many of the homes that were flooded in this storm were not in high risk flood zones which begs the question, did these homeowners bother to get flood insurance? Sadly, many did not.
Here's what you need to know about flood insurance...
According to www.floodsmart.gov, the National Flood Insurance website, about 25% of all flood claims come from low to moderate risk areas. Our recent storm would seem to back that up. So no matter where you live, can you really afford to not carry flood insurance? The standard homeowner's policy does not include flood insurance so a separate policy is necessary. You can choose a policy that covers just the building, contents only, or both the building and it's contents. It's not as expensive as you might think with rates preset by FEMA, and if you need it (God forbid), it surely will be worth every penny.
If you live in a low to moderate risk area, you have the option of purchasing flood insurance. Is it a good idea? I would recommend it and just ask those poor folks that I mentioned in the opening of this blog. If you don't purchase the insurance and get into a fix like these folks, you could apply for goverment assistance to get back on your feet, but it will most likely be in the form of a loan and do you really need that on top of your mortgage and other bills as you try to rebuild your life after such an event?
If you are in a high risk or "Special Flood Hazard" area, then federal law requires you to purchase flood insurance and you will not be able to close on your home without it. Here in the Charleston area we have homes that fall into both categories so be sure to ask your real estate agent about the home you are interested in purchasing and then CONFIRM it with your insurance agent prior to entering into a contract. It's also important to note that there is a 30 day waiting period before flood coverage takes effect.
You may also want to see what your insurance company can provide in the way of wind and hail. This coverage can be costly, but you can keep your premiums down by choosing a higher deductible. Putting some money aside to use for your deductible, should you need it, can provide you with greater peace of mind and be a much needed umbrella on that windy, rainy day. Shop around for the best rate and terms, but also be aware that there is a wind pool overseen by the South Carolina Underwriting Association for those that can't find coverage in the regular marketplace.
Finally, I want to briefly mention that you should also investigate earthquake coverage as we actually have a fault-line running through the area. Yes! Here in South Carolina, believe it or not.
The Summerville/Charleston, SC area is a truly beautiful place to call home. Nature has blessed us with beautiful beaches, waterways and a temperate climate. But Mother Nature has a way of reminding us periodically that she is also a force to be reckoned with, so it's best we are prepared. Knowing your insurance options and getting the appropriate coverage is the first step in protecting your home. Talk with an insurance agent for expert advice and to get more details about what coverage and options are best for you.
For more info and additional resources, check out:www.floodsmart.govwww.fema.govwww.dnr.sc.gov/water/flood/www.scwind.com/index.html
Kind Regards,
Maria Pettis,
Realtor, e-PRO
Century 21 Properties Plus, Inc.
(843) 860-3901
MPettis@Century21Properties.com
Here's what you need to know about flood insurance...
According to www.floodsmart.gov, the National Flood Insurance website, about 25% of all flood claims come from low to moderate risk areas. Our recent storm would seem to back that up. So no matter where you live, can you really afford to not carry flood insurance? The standard homeowner's policy does not include flood insurance so a separate policy is necessary. You can choose a policy that covers just the building, contents only, or both the building and it's contents. It's not as expensive as you might think with rates preset by FEMA, and if you need it (God forbid), it surely will be worth every penny.
If you live in a low to moderate risk area, you have the option of purchasing flood insurance. Is it a good idea? I would recommend it and just ask those poor folks that I mentioned in the opening of this blog. If you don't purchase the insurance and get into a fix like these folks, you could apply for goverment assistance to get back on your feet, but it will most likely be in the form of a loan and do you really need that on top of your mortgage and other bills as you try to rebuild your life after such an event?
If you are in a high risk or "Special Flood Hazard" area, then federal law requires you to purchase flood insurance and you will not be able to close on your home without it. Here in the Charleston area we have homes that fall into both categories so be sure to ask your real estate agent about the home you are interested in purchasing and then CONFIRM it with your insurance agent prior to entering into a contract. It's also important to note that there is a 30 day waiting period before flood coverage takes effect.
You may also want to see what your insurance company can provide in the way of wind and hail. This coverage can be costly, but you can keep your premiums down by choosing a higher deductible. Putting some money aside to use for your deductible, should you need it, can provide you with greater peace of mind and be a much needed umbrella on that windy, rainy day. Shop around for the best rate and terms, but also be aware that there is a wind pool overseen by the South Carolina Underwriting Association for those that can't find coverage in the regular marketplace.
Finally, I want to briefly mention that you should also investigate earthquake coverage as we actually have a fault-line running through the area. Yes! Here in South Carolina, believe it or not.
The Summerville/Charleston, SC area is a truly beautiful place to call home. Nature has blessed us with beautiful beaches, waterways and a temperate climate. But Mother Nature has a way of reminding us periodically that she is also a force to be reckoned with, so it's best we are prepared. Knowing your insurance options and getting the appropriate coverage is the first step in protecting your home. Talk with an insurance agent for expert advice and to get more details about what coverage and options are best for you.
For more info and additional resources, check out:www.floodsmart.govwww.fema.govwww.dnr.sc.gov/water/flood/www.scwind.com/index.html
Kind Regards,
Maria Pettis,
Realtor, e-PRO
Century 21 Properties Plus, Inc.
(843) 860-3901
MPettis@Century21Properties.com
Wednesday, June 3, 2009
Just Listed! 300 Tram Blvd, Summerville, SC
Hello Everyone!
I just listed the cutest little house in Summerville! This 3 bedroom, 2 bath contemporary ranch style home is located in the Tramway Subdivision close to downtown Summerville, lots of shopping and is convenient to I-26 and both military bases. It is approximately 1440 sq. ft.
Almost everything that counts is like new in this house! Within the last three years the owner has replaced the roof, put in all new vinyl windows, all new interior doors, a new garage door with opener, new a/c unit outside, plus it has a brand new storage shed out in the back yard. Some cosmetic updating in the kitchen and baths would make this home like brand new!
Enter into the large living room with adjacent formal dining room. Be sure to notice the great woodburning, stone fireplace in the corner! The eat-in kitchen is next with a gas stove! The laundry room connects the two car garage with the kitchen which is perfect for bringing in groceries or taking off muddy shoes.
Three nice sized bedrooms all have large closets and the master has it's own full bath.
You have to check out the huge screened-in porch on the back of the home which overlooks the large fenced in back yard. Here you get a .25 acre corner lot so you are not on top of your neighbors! Plus there are no HOA fees in this neighborhood. Kids here will attend the brand new Cane Bay High School!
There is a one year home warranty and transferrable termite bond.
Visit 300TramBlvd.CharlestonCarolinaHomes.com to see more pictures and get more info!
Listed at $144, 500 this is a solid home ready to go and one of the best you'll see in this price range! Call to schedule your showing today!
Maria Pettis
Realtor, e-PRO
Century 21 Properties Plus, Inc.
(843) 860-3901
*Buyer to verify anything of importance such as square footage and schools.
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